How Using A Mortgage Broker Can Help You with Property Investment

How Using A Mortgage Broker Can Help You with Property Investment

The recent election results are beginning to pique the interest of investors, prompting some to consider making moves, whether it be in terms of buying or selling within the real estate market. Whether investment properties are worth it depends on various factors,...
Can A Home Loan Broker Find You A Better Deal?

Can A Home Loan Broker Find You A Better Deal?

The lending industry has seen fluctuations in lending activity over the past few months due to inflation, interest rates and a new, incoming government.  This unsettled time can be worrying for first-home buyers, current homeowners and those who are looking to expand...
Who Is The Best Mortgage Broker For First Home Buyers?

Who Is The Best Mortgage Broker For First Home Buyers?

The activity of first-home buyers in the real estate market continues to show strength. This could be attributed to various factors that make it an opportune time for first-home buyers to enter the property market.  A good mortgage broker not only helps you apply for...
Should You Aim For A New Build or An Existing Home Loan?

Should You Aim For A New Build or An Existing Home Loan?

Deposit requirements for new builds are exempt from restrictions for both owner occupiers and investors – this means you could purchase a new build with a 10%+ deposit but is financing a New Build home the best home loan option? The decision between purchasing a new...
Budgeting For A Recession – What You Can Do Now

Budgeting For A Recession – What You Can Do Now

Whether you believe that we’re going to hit a recession in 2023, the overall trends happening in the economy are real… Things have been getting… and are going to get… more expensive. In 2022, we have seen record inflation and everything that we spend our money on has...
What Are Home Buyers Worried About?

What Are Home Buyers Worried About?

The Real Estate Institute of NZ released a survey report last week that had some interesting findings for people looking to buy their own home. This survey gathers the views of licensed real estate agents all over New Zealand regarding how they are seeing conditions...
Are You Waiting for Interest Rates to Drop?

Are You Waiting for Interest Rates to Drop?

If you are delaying the purchase of your own home because you’re waiting for interest rates to drop back to the all-time lows of the post-lockdown, you’re wasting valuable time. Interest rates might not be coming down quickly or be heading to the all-time lows that we...
Why Would You Not Buy Now?

Why Would You Not Buy Now?

Are you worried about rising interest rates, getting a mortgage or your house falling in value after you buy it? Trusted and respected economist Tony Alexander addresses these concerns in his latest edition of Tony’s View. Summarising the article, he points out the...
Thinking Outside of the Box when Buying A House in 2022

Thinking Outside of the Box when Buying A House in 2022

It seems like the banks have chosen 2022 as the year that they have closed their doors to first home buyers or to those that do not meet their increasingly stringent lending rules.  The first half of 2022 has been about putting barriers in place to stop people buying...
Buying a House in 2022

Buying a House in 2022

Disclaimer Nothing written in this article is intended to be personal advice. Please contact us if you would like to discuss your personal situation. 2022 is proving to be a hard year for NZ households. Inflation is on the rise and interest rates are going up which...