I Want To Buy A House But….

I Want To Buy A House But….

Do you want to own a home but have doubts about your ability to reach that goal?As mortgage brokers, we hear all sorts of doubts that our clients experience, such as: Ability to save for a deposit. Ability to afford mortgage repayments. Bad/no credit or too much...
Getting the Right Team Together

Getting the Right Team Together

If you were to ask anyone who has recently bought a house what they found to be the most helpful, they are likely to say the guidance that someone gave them.Throughout the house purchasing process, you are going to need qualified advice, support and someone to...
Spring is Here – Time to Buy A House!

Spring is Here – Time to Buy A House!

Spring is here! It’s time to get ready to buy a house. There have been some changes in the rules for buying a house through the Welcome Home Loan and HomeStart Grant schemes that are run by the government. The changes effect both First Home Buyers and Second Chance...
The Mindset of Money Management

The Mindset of Money Management

How you use your money and the effects of those decisions can impact your lifestyle in the years to come. Often you will hear the term “Living within your means”, which relates to whether your lifestyle matches what you earn without sacrifice. This method of managing...
Is Goal Setting Important?

Is Goal Setting Important?

If you want something meaningful to you, then yes, goal setting is crucial. When you set goals – it’s got to be something that YOU want to do – otherwise you’re not going to have the drive to do the things necessary to achieve it. A lot of people will tell you – you...
Myth vs Fact: Using KiwiSaver to Purchase A House

Myth vs Fact: Using KiwiSaver to Purchase A House

Buying a home is something that many New Zealanders dream of. First Mortgages NZ Ltd have helped hundreds of clients purchase their first home using KiwiSaver. There are many misconceptions about using KiwiSaver to purchase your first home. Many of our clients come to...
How do I Buy A House?

How do I Buy A House?

Buying a house can be a scary thing to do. For a lot of people, it is the biggest financial decision that they will ever make. Going through the house buying process can be both stressful and frustrating. It can be a rollercoaster of emotions but the feeling of...
Renting vs Buying a House

Renting vs Buying a House

When thinking about buying a house, the idea of owning a home can bring mixed emotions… On the one hand, it might give you a feeling of control over your own future. On the other hand, there are increases in costs like insurances and rates. On one hand, you will have...